Charles Damen is Token’s Chief Product Officer. Prior to joining Token, Charles was the SVP Product Strategy at Worldpay, responsible for Real Time Payments and Open Banking. He brings more than 20 years of payments, mobile and internet experience to his role. Prior to Worldpay Charles founded and led the global cross border payments division at Thunes enabling real time payments to and from emerging markets. Before Thunes, Charles led the payments and fraud team at global ecommerce merchant Bumble and was a board member at the Merchant Risk Council. Prior to Badoo he was head of the Mobile Payments line of business at Syniverse and co-founded the mobile messaging business Mobile365 which was sold to SAP. Charles holds a dual Bachelor Degree in European Business from the International School of Economics Rotterdam (ISER) in the Netherlands and from Groupe Ecole Supérieure de Commerce (ESC) Bordeaux in France. Charles is an Assembly Member of the European Payments Council and Chair of UK Finance’s Open Banking Working Group.